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Ruth F. Melicor

Ruth F. Melicor is a junior associate in Quisumbing Torres. She works with various practice groups in the firm, including Corporate & Commercial/M&A, Dispute Resolution and Employment. Ruth graduated with honors (cum laude and Dean's Medalist) from the University of the Philippines in 2019 and newly admitted to the Philippine Bar in 2020.

Cross-border lending in Asia Pacific continues to grow steadily despite external factors such as COVID-19. While the region is not immune to external factors, borrowing volumes for financial institutions, credit funds and other market participants remain high in Asia Pacific. Considering the demographics of many of the nations, the various financial centers and many market participants investing more substantially in some of those financial centers, we remain optimistic that lending activity across Asia Pacific will continue to grow.